Civil Courts also provide remedies to recover possession of collateral, such as in Installment Sale contracts under the Motor Vehicle Installment Finance Act or other third party lending and loans where collateral is taken.
Pennsylvania Rules of Civil Procedure provides for an action in Replevin, which results in the entry of a judgment for possession of the collateral that can be enforced by the Sheriff actually taking possession of the property.
There is also a more immediate remedy under the Replevin rules, which would entitle the Creditor, upon posting of a Bond and demonstrating a probable likelihood of its claim for possession, the Court may grant a Writ of Seizure allowing the Sheriff to take possession of the property before a final judgment is entered. The Creditor could then liquidate that property while the suit proceeds based upon recovery from the Bond.