Fair Debt Collection Practices Act
This Act provides requirements for attorneys seeking to collect debts on behalf of clients for personal, family or household purposes. The Act sets forth specific guideline on the frequency and type of the attorney's efforts in such cases. The Act provides statutory damages for violations and attorneys fees and can be a trap for the unwary, and sometimes the wary, practitioner. Avoiding claims asserted under the Fair Debt Collection Practices Act and resolving such claims expeditiously is generally the better choice.