When a third party owes a debt to your debtor your judgment may be enforced by a garnishment execution. The most common example involves the debtor’s bank account. A bank account is simply a promise by a bank to pay money to you or at your direction to another up to the amount of the credit on deposit. So the bank owes a debt to the depositor (the Debtor in our case) for the balance in the account. IN a garnishment the Court tells the sheriff to go to the bank and seize the debt on deposit owed to the Defendant and tell the Bank to answer interrogatories ( questions) saying how much do you owe the to the Defendant. The creditor then enters judgment against the bank for the amount it says it owes the defendant. Then the Bank satisfies the judgment by paying the amount the bank( garnishee) owes to the defendant to the Creditor ( if it owes any) and the creditor ends the garnishment against the Debtor’s Bank.