It is important to remember that the courts do not exist to enforce debts, but are, in our culture the method of resolving disputes. Thus, a suit on a debt or foreclosure takes the course of any other lawsuit. However, proceeding through, court process is the necessary first step in obtaining a judgment. In addition to the enforcement remedies, judgments also create liens on the defendant’s interest in real property. Thus, a simple suit to judgment may create an involuntary way to “secure” the debt.