The commencement of a bankruptcy creates what is called the Automatic Stay. It prohibits Creditors from taking actions that the Creditor would normally take like calling the Debtor, sending the Debtor demand letters, attempting to repossess collateral, using an ignition interrupter or GPS on a financed motor vehicle or suing the Debtor. All these actions and others are prohibited by the Automatic Stay that arises upon commencement of the bankruptcy case. Certain creditors may take the opportunity to ask the Court for relief from the Automatic Stay. Tom Reilly frequently represent both commercial and consumer creditors Options to obtain relief form the automatic stay.